In the afternoon, Li Du, together with Brother Wolf, alighted from a cab and entered a JP
Morgan branch in Los Angeles .
They took a queue number and waited for the counter clerk to announce their turn .
Then Li Du walked up to the counter and passed over a pale gold card . He said, "Hi, I
would like to check the balance . "
The clerk smiled and said, "Sir, you can check your balance at the ATM… oh, please
accept my apologies . I will check this for you right now . "
Halfway through his speech, the clerk noticed the card and straightened his back . He
took Li Du's card at once, turning around and mumbling at the same time .
He typed furiously, half-hidden behind the computer screen, and said to Li Du, "Please
enter your passcode . "
Li Du said, "There should be no passcode on this card . "
The clerk looked at him with sluggish eyes .
Li Du said again, "There is not supposed to be a passcode for this card . "
The clerk nodded and said, "That's right, sir, it has no passcode . The… the balance is,
is, is, if I'm not mistaken, it's 401 million dollars… God!"
The clerk could not help but let out a moan .
Although seeing long strings of numbers was common in the bank, they were all
numbers from general ledgers . However high the amount of money, the staff was
mentally prepared and would rarely be shocked .
Li Du's card was different . That was a personal banking card . As it had a few million or
more belonging to it, the regular counter clerks would not be the ones handling it . That
card would belong to a VIP client and there would be special personnel in charge .
Seeing that the card he was handling contained so much money, the clerk was giddy .
He was a regular run-of-the-mill worker, and never interacted with such a rich client
before .
Besides, he had never come across so much money either . Regular employees had
never even seen a fraction of such a sum .
Having confirmed the balance in the card, Li Du felt more relaxed at once .
Initially, he had some misgivings . Tang Chaoyang had casually pulled out a card and
transferred a few billion just like that . That seemed impossible .
This could, perhaps, happen on television or in the movies, but in real life, transferring
more than four billion US dollars would not be easy for most banks . It would require an
entire slew of processes, some of them involving the ministry of finance .
Li Du had interacted with many rich people . Even for Cole, if the amount added up to
tens of millions, the transfer would require at least half an hour .
Yet here they were dealing with hundreds of millions . In Tang Chaoyang's hands, that
transfer was almost instantaneous .
Now, Tang Chaoyang and his partner were still in their hotel rooms . Big Quinn and
Godzilla were guarding the door to keep them under surveillance . According to the
agreement, they could only leave after Li Du completed the transfer to his account .
After confirming the balance, Li Du was just about to inquire about transferring the
money into his account when a white-haired middle-aged man hurried over under the
guidance of the lobby manager .
The man wore a smart suit, had neatly parted hair and walked with quick but steady
steps . One could tell that he was a calm person able to deal with any situation .
The two of them stopped in front of Li Du and the white-haired man held out his hand .
"How are you, Mr . Li?"
Li Du was stunned and said, "Do we know each other?"
The man grinned and said, "We received a call from our main branch . They gave us
your key information . Please follow me so that we can assist you in the transfer . "
JP Morgan Chase Palladium card . That was one of the best cards . Li Du had heard
about those but had never seen one before . When Tang Chaoyang passed him the
card, somehow that had slipped his mind .
Hence, when he received the card, he saw the name of the bank and its logo and
nothing more . He was aware that the card was plated with gold, but he had not
expected it to be an alloy made from palladium and 23K gold . Palladium was an
extremely rare and expensive metal . With the gold plating, that card itself was worth a
lot!
The palladium card was a credit card that could also be used for savings . In the upper-
class American society, that card was like a business card, something you could use to
open new doors .
According to someone, only JP Morgan Chase Palladium card could open the doors in
the White House . This was unverified, but from that, one could assume the power of the
palladium card .
As a worldwide top bank card, JP Morgan Chase Palladium was reserved for exclusive
customers . One requirement was to have at least 25 million fluid funds… yes, the
requirement pertained to fluid funds and not total assets .
Many people had more than 25 millions' worth of assets . However, it would be harder to
meet the criteria of having that amount of fluid funds . To date, there were only about
5000 such cards in the whole world .
Li Du was not an American . He had Sophie's parents help him with his application for a
student visa . Later, Cole had helped him to arrange for his green card .
The middle-aged man was the bank manager, named Birkins . After seeing Li Du's
green card, he asked enthusiastically, "Mr . Li, would you like to apply for citizenship?
Our bank can help you to arrange that . "
The palladium card was so powerful because having the card meant that one could also
benefit from the influence of the JP Morgan Chase bank . The bank would be able to
help with any matter .
Li Du shook his head; he preferred to keep his Chinese citizenship .
Birkins helped him to process the transfer personally, and all Li Du needed to do was
provide the documents and sign .
In the end, the bank card was placed in an exquisite, unique crystal box and passed to
him .
Unlike before, this time around there were many numbers and letters on the bank card .
It did not have embossed characters like a regular plastic credit card, but laser-printed
ones .
Li Du's name was on top, and Birkins handed the crystal box with the card to him . He
provided Li Du with some information regarding the card . For example, the annual fee
was five hundred and ninety-five US dollars, and if there were any problems, he could
call the phone number behind the card .
The phone number at the back of every palladium card was different . It showed that JP
Morgan Chase had allocated a personal service staff member for each customer, ready
to provide assistance twenty-four seven .
Of course, the funds pertaining to the card were the most important part, with a sum of
more than four billion dollars, Birkins politely asked if he could keep that amount within
their branch .
Li Du said that that was no problem, and Birkins happily went to process his orders .
Learning that Li Du had taken a cab to the bank, Birkins hurriedly located a Bentley and
said, "As long as you are in Los Angeles, you can use this car anytime . Also, thank you
once again, Mr . Li, for putting your trust in our bank, thank you very much!"
Li Du went out and, with some apprehension, proceeded to the Wells Fargo bank
nearby . At the Wells Fargo ATM, he checked the balance once again .
Indeed, there were 401 million US dollars . Apparently, there were no issues with that
sum of money!
There was a security store next to the bank . After some thought, Li Du went in and
bought a few bottles of pepper spray, a high-voltage baton, a stun gun, and some other
tools . Those items could be useful for self-defense in the city . At his current net worth,
he had to be prepared for the worst and know that someone might be targeting him .
Chapter end
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